
Home Savings
Contractor quotes negotiated down. Recurring bills re-priced. Small problems fixed before they get expensive. Plus help claiming savings your carrier may already offer — every dollar proven on a receipt, not an estimate.
"Found out I could save $900 every year. Took Rafter 3 weeks to get it for me."
Gideon D., Armonk, NY
What is Rafter
Rafter combines continuous home monitoring, AI that knows your home, and real human advisors who handle the follow-through.
21 monitors running 24/7/365 across risk, health, finances, and environment
AI that surfaces savings and answers any question about your home
Real experts who handle paperwork, coordination, and claims support
$120/year membership. $847 average return. That's 7x in year one.
Try Rafter for free →How It Works
The contractor quote on your counter, or the recurring bill that keeps creeping up — lawn, pest, HVAC contract, monitoring.
We pull competing estimates and negotiate the same scope with vetted, licensed pros. You keep the difference.
Quoted vs. paid, documented in your Home Record. We also prepare the paperwork for savings your carrier may already offer — you review and send it in one click.
"Found out I could save $900 every year. Took Rafter 3 weeks to get it for me."
Gideon D.
Armonk, NY
"I had no idea my carrier offered discounts for leak sensors. Rafter found it, ordered the sensor, and prepared the paperwork — I sent it in one click."
Sarah M.
Austin, TX
"My premium went up $340 at renewal. Rafter found $520 in credits I wasn't getting. I ended up paying less than before."
James K.
Denver, CO
Every membership starts with a 30-day free trial — we'll remind you before your card is charged. And it's backed by our $120 savings guarantee: save at least $120 in year one, or we refund the difference.
Try Rafter for free →Full membership, free for 30 days. Cancel anytime before it ends — you won't be charged.
Advanced plan members who don't save $120 in year one get the difference refunded.
Rafter watches your home around the clock, handles the work, and finds the savings — homeownership made safer, easier, and more affordable.
Join the waitlist →