Rafter

Home Savings

Your home is leaking money. We claw it back.

Contractor quotes negotiated down. Recurring bills re-priced. Small problems fixed before they get expensive. Plus help claiming savings your carrier may already offer — every dollar proven on a receipt, not an estimate.

$847avg savings/year
$120saved in year one — guaranteed
85%see savings in their first 30 days

"Found out I could save $900 every year. Took Rafter 3 weeks to get it for me."

Gideon D., Armonk, NY

What is Rafter

A home membership that works for you.

Rafter combines continuous home monitoring, AI that knows your home, and real human advisors who handle the follow-through.

Intelligent Monitoring

21 monitors running 24/7/365 across risk, health, finances, and environment

Home Intelligence

AI that surfaces savings and answers any question about your home

Home Advisors

Real experts who handle paperwork, coordination, and claims support

Where the $847 actually comes from

Negotiated quotes & re-priced bills$400
Insurance credits & member rates$220
Avoided emergency service calls$140
Parts & appliance discounts$87
Year 1 total$847

$120/year membership. $847 average return. That's 7x in year one.

Try Rafter for free →

See what you could be saving

Your home insurer

How It Works

How we find your savings

1

Send us a bill or a quote to beat

The contractor quote on your counter, or the recurring bill that keeps creeping up — lawn, pest, HVAC contract, monitoring.

2

We negotiate

We pull competing estimates and negotiate the same scope with vetted, licensed pros. You keep the difference.

3

You get the receipt

Quoted vs. paid, documented in your Home Record. We also prepare the paperwork for savings your carrier may already offer — you review and send it in one click.

Real savings. Real members.

"Found out I could save $900 every year. Took Rafter 3 weeks to get it for me."

Gideon D.

Armonk, NY

$900

"I had no idea my carrier offered discounts for leak sensors. Rafter found it, ordered the sensor, and prepared the paperwork — I sent it in one click."

Sarah M.

Austin, TX

$340

"My premium went up $340 at renewal. Rafter found $520 in credits I wasn't getting. I ended up paying less than before."

James K.

Denver, CO

$520

Try Rafter completely risk-free.

Every membership starts with a 30-day free trial — we'll remind you before your card is charged. And it's backed by our $120 savings guarantee: save at least $120 in year one, or we refund the difference.

Try Rafter for free →

30-day free trial

Full membership, free for 30 days. Cancel anytime before it ends — you won't be charged.

$120 savings guarantee

Advanced plan members who don't save $120 in year one get the difference refunded.

Stop leaving money on the table.

Try Rafter for free →

90-day free trial · Cancel anytime

Your home,
always ahead.

Rafter watches your home around the clock, handles the work, and finds the savings — homeownership made safer, easier, and more affordable.

Join the waitlist →