Founding Member pricing ends July 1, 2026 — lock in your rate forever. Rates rise 25% after.

Rafter

Home Management

Homeowners using Rafter save $847 and 30+ hours a year — it works like a tireless advisor for your home.

Rafter monitors your home, handles the follow-through, and files the insurance credits your carrier owes you. Most homeowners never knew to ask.

$847avg savings/year
7xreturn on membership
3 weeksavg to first credit

"Found out I could save $900 every year. Took Rafter 3 weeks to get it for me."

Gideon D., Armonk, NY

What is Rafter

A home membership that works for you.

Rafter combines continuous home monitoring, AI that knows your home, and real human advisors who handle the follow-through.

Intelligent Monitoring

21 monitors running 24/7/365 across risk, health, finances, and environment

Home Intelligence

AI that surfaces savings and answers any question about your home

Home Advisors

Real experts who handle paperwork, coordination, and claims support

Where the $847 actually comes from

Insurance premium credits$400
Contractor & service savings$220
Avoided emergency service calls$140
Parts & appliance discounts$87
Year 1 total$847

$120/year membership. $847 average return. That's 7x in year one.

Try Rafter for free →

See what you could be saving

Your home insurer

How It Works

How we find your savings

1

Share your address and carrier

We pull your home profile and analyze your policy against available credits.

2

We identify what you're owed

Our system cross-references 50+ discount programs your carrier offers but doesn't advertise.

3

We handle everything

Rafter files the paperwork, coordinates sensor installs, and confirms credits with your carrier.

Real savings. Real members.

"Found out I could save $900 every year. Took Rafter 3 weeks to get it for me."

Gideon D.

Armonk, NY

$900

"I had no idea my carrier offered discounts for leak sensors. Rafter found it, ordered the sensor, and filed the credit. I didn't do anything."

Sarah M.

Austin, TX

$340

"My premium went up $340 at renewal. Rafter found $520 in credits I wasn't getting. I ended up paying less than before."

James K.

Denver, CO

$520

Limited Time

Founding Member pricing ends July 1, 2026

Your rate locks in today. Forever. We never raise rates for existing members.

Plans start at $2/month

Try Rafter completely risk-free.

Every membership starts with a 30-day free trial — we'll remind you before your card is charged. And it's backed by our $120 savings guarantee: save at least $120 in year one, or we refund the difference.

Try Rafter for free →

30-day free trial

Full membership, free for 30 days. Cancel anytime before it ends — you won't be charged.

$120 savings guarantee

Advanced plan members who don't save $120 in year one get the difference refunded.

Stop leaving money on the table.

Try Rafter for free →

No credit card required · Founding Member pricing through June 30